Personal Financial Advice

Building a nest egg for your children’s education? Planning a lavish family wedding? Contemplating a well-deserved ocean cruise or simply wish to save for a rainy day?

We can help with sound, portable financial planning services to individuals and companies, tax efficient savings and employment benefit schemes.

With access to thousands of different investment funds as well as entry to hedge funds, direct equity investment on 36 different stock markets as well as commodities and alternative safe havens, we can provide individuals with a huge range of opportunities in the offshore investment market.

Working abroad can lead to tax implications due to the interaction of tax laws in your home country and those in Singapore. Are you paying enough or are you paying too much?

We will help you ensure that all relevant reliefs are claimed, thereby minimising tax that is currently due.

With tax planning, you can take advantage of various tax laws to minimise future tax on income and/or capital gains.

We assist in planning to reduce, defer or avoid taxes that may be due upon death, or on passing substantial assets to subsequent generations.

Should the worst happen we can help protect your family by making plans now.

We can help provide the channels to ensure individuals and their families are protected against the financial disruption that occurs in the unfortunate event of death, disability or incapacity by calculating provision for affordable healthcare.

What do you have planned for your life after work? Have you already prepared?

When on overseas assignments, people often use their money to enjoy themselves and put off preparing for their retirement, whilst at the same time not contributing to their retirement funds back in their home country.

Working in Singapore is a great opportunity to begin long term savings, potentially using products not available to you in your home country. In many cases, these products will give you more flexibility.

The most important thing to remember is to start saving now. If you save a fixed amount each month, the same final value will cost you 50% more if you wait five years to start saving.